Articles Posted in Homeowner’s Insurance / Injuries at a Home

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Bounce houses are commonly seen in neighborhoods, amusement parks, fairs, parties, and other events. On most occasions, a bounce house is a great way for a child to play, get some exercise, and interact with friends. Unfortunately, bounce houses and similar recreational structures can be the site of a very serious injury and even the death of a child if safety precautions are not followed, including but not limited to, the anchoring of the bounce house. Furthermore, adult supervision is always key to protecting children from injuries. Kids will be kids. They lack good safety judgment and when there is no adult around – accidents and injuries can and do happen.

A recent accident in Nebraska exemplifies the instantaneous moment where fun on a bounce pad can turn injurious and deadly. A two-year-old boy died and his five-year old sister sustained a broken arm when a strong breeze uprooted the anchoring stakes of the moon bounce they were playing in at a Halloween pumpkin patch. The little girl was thrown from the bounce pad as it blew over, which saved her from serious injury. Unfortunately, the little boy tumbled with the bounce house as it blew over, which caused fatal head injuries. This tragedy in Nebraska demonstrates only one of the multitudes of ways in which a bounce house can cause injuries.

According to the Children’s Hospital of Los Angeles, other common injuries from trampolines and moon bounces are head trauma, neck injuries, and broken legs. Suffocation by the plastic of a bounce house poses additional risks, such as lung or brain damage from a lack of oxygen. Furthermore, the children’s hospital also indicates that over 10,000 children a year sustain injuries in moon bounces and that over a third of those injuries occur in children younger than five years old. See Bounce House Related Personal Injuries to Children.

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Inflatable-Castle-300x279In States across the nation, bounce houses are commonly seen in neighborhood, strip malls, carnivals, birthday parties, theme parks, amusement parks, festivals, schools, playgrounds, and community events.  Unfortunately, many States do not regulate bounce house companies and the States that do have limited and sporadic enforcement of the permitting laws and regulations.  Furthermore, even if a company is permitted to place or rent a bounce house, there is not much in the way of supervision or enforcement in the way that the bounce house companies monitor the use of the bounce house.  In most cases, the bounce house is dropped off at a party and the parents or party organizers are left with the task and responsibility for monitoring children using the bounce house.
Unfortunately, the important task of supervision is poorly planned and poor executed.  Furthermore, parents and party organizers rarely have the training, experience, or know-how as to the proper use and occupancy of bounce houses.  Some safety experts recommend that children under the age of 6 years old should not play in bounce houses.  Some set the age limit at under the age of 3 years old.  Any child, who is unsteady on his or her feet, should avoid play in a bounce house because these children are at high risk for falling and getting injured.
Many bounce house injuries result from rough play in the bounce house that is not properly supervised or stopped when first initiated.  When there is a mixture of older and bigger children (teens) and younger – small children (pre-schools and early elementary school aged children), injuries can easily happen when the smaller child is bounced too hard and is knocked over or fallen on by the older child. Overcrowding can also lead to personal injuries of children playing in a bounce houses.
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By David A. Wolf, Attorney

Child Injury Lawyer Blog

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There are times of the year in which children and others are out at a bit of a higher risk that other times of the year.  In the United States, New Year’s Eve, July 4th, and other holidays / celebrations throughout the year,  tend to bring out firework purchases and enthusiasts.  Any time that a fireworks are ignited, even by professional, there is a risk for injury.  When the fireworks are ignited by people without training including those under the influence of alcohol, people including children can suffer personal injuries in the form of eye injuries, burn injuries, and other injuries.

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By David Wolf, Attorney

Published by Child Injury Lawyer Blog

Fireworks Personal InjuriesThere are certain times of the year in which the sales and ultimate ignition / explosion of fireworks are prevalent – July 4th (Independence Day), New Year’s Eve, and New Year’s Day.  It is at these very times of year that there are reports of both minor and serious personal injuries suffered by innocent children and adults merely in the area of the fireworks at bystanders and spectators.

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By  Keith Kerfeld, Attorney and David Wolf, Attorney

Published by Child Injury Lawyer Network

Fireworks - Child SafetyDuring the month of July and especially on or near the Fourth of July, fireworks are commonly ignited. Some fireworks are set off at the family home while others are at a more former celebration like a public park, downtown area, community center, or stadium.  It is vital that fireworks are ignited in the safest manner possible.  Unfortunately, despite the known risks of fireworks, children are injured every year.  Many such personal injuries are preventable.

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By David Wolf, Attorney and Robert Fernicola, Attorney

Published by Child Injury Lawyer Network

 Trampolines are common sites in most neighborhoods especially those with small children.  While a trampoline can provide children with an activity that is away from the computer, smart phone, X-Box, and other sedentary activities, the trampoline can also be the site or location for serious personal injuries.  Unfortunately, many homeowners,  business owners, school administrators, or amusement – theme park operators  with trampolines on the premises fail to maintain the trampoline in a safe condition OR fail to provide adequate and appropriate adult supervision during the child’s use of a trampoline.   Small children especially those with poor motor skills are especially at risk for trampoline related personal injuries.   There are some safety precautions that can and should be taken as follows:

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By David Wolf, Attorney

Published by Child Injury Lawyer Network

Hand%20Gun%20-%20Firearm%20Safety.jpgIn the United States, we have a constitutional right to bear arms. A right that is very important to gun owners and people who feel strongly about the Second Amendment. Even though there is a right to gun ownership, it does not mean that the handling, storage, operation, and maintenance of a gun is without responsibility. A gun owner should take reasonable efforts to secure and safeguard guns in his possession. This is especially important in homes, day care centers, and other areas where children live or children visit. It is important for a gun owner to be trained and obtained knowledge as to the proper maintenance in to avoid any malfunctions during use and even to avoid any malfunctions or accidental shootings during the cleaning and maintenance of the gun. Unfortunately, children are injured and even die every year due to an accidental shooting and/or the negligent maintenance, ownership, or storage of a gun. When there is a shooting, there can be a criminal case prosecution if local law enforcement and the state or district attorney determine that the acts were criminal in nature under the applicable laws, statutes, or ordinances. An incident is certainly committed and can be prosecuted if it was committed with intent. An incident can also be deemed criminal in nature if the condut of the shooter and / or the gun owner was reckless in nature. Separate and apart from the potential criminal case, there may be a civil case to pursue against the gun owner, shooter, and / or property owner where the incident took place. A civil case, unlike a criminal case, seeks compensation for not only medical bills but also for pain, suffering, and loss of enjoyment of life. Typically, there are four elements to a civil cause of action involving allegations of negligence or carelessness as follows:

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By David Wolf, Attorney

Published by Child Injury Lawyer Network

household%20television.jpgIn California and other States, there is a danger present in most homes, schools, day care centers, and other facilities where children are cared for or supervised. The danger is quite common but not something that is so obvious to many parents and child care givers. The danger is associated with televisions and unsecured furniture. These items can fall and over tip over on a child. Sometimes, an incident happens when a child or another person bumps into, moves, or climbs on or near the television or unsecured bookcase or other furniture item. The weight of these items falling on a small child can cause serious personal injuries and, in some instances, the tragic death of a child.

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By Scott Zahler, Attorney and David Wolf, Attorney

Published by Child Injury Lawyer Network

household%20baby%20mobile%20crib%20infant%20toddler.jpgThe State of Georgia Department of Human Services issued a report that over 100 children died in Georgia during the first 9 months of 2012. These children were in families that some point in time received services from Georgia’s child protection agency. The report noted that an unsafe sleeping condition was a common factor in a number of these deaths. Unsafe sleeping conditions include co-sleeping in which an infant, toddler or small child is injured while sleeping in the same bed or couch with an adult or other children. Unsafe sleeping conditions can also include the placement of pillows, stuffed animals, and other items in the crib of an infant. These common items can lead to incidents of suffocation and asphyxiation. You can read more about these and other risks to children at State Child Agency Reports 120 Deaths of Children.

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By David Wolf, Attorney

Published by Child Injury Lawyer Network

household%20television%20personal%20injury%20at%20home.jpgIn homes, day care centers, schools, businesses, hotels, homes, and other locations, there is a common risk to children. As odd as it may sound, the common risk is that of falling furniture. This includes tables, televisions, dressers, and other common items. Unfortunately, these objects and others fall on children on a far too frequent basis. As a result thereof, children suffer serious personal injuries. In some instances, the children even dies as a result of the falling furniture incident. Because of these risks, it is important for owners of day care centers, schools, businesses, hotels, and, yes, homes, to properly secure furniture to prevent the furniture from falling on a child. This is especially true for television sets including older model televisions as well as the newer ones that hang on walls.